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A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and cash equivalents.
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One Choice Target Date
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One Choice Target Risk
Balanced
Strategic Allocation: Aggressive
Strategic Allocation: Moderate
Strategic Allocation: Conservative
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Focus On TDFs That Fit Your Plan
How can you prudently select a target-date for a plan’s QDIA? Our Target-Date Blueprint helps narrow the TDF universe to focus only on those that align with a plan’s demographics, risk profile and preferences.
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Funds to Consider for Your DC Clients
As a defined contribution investment-only provider, we are committed to delivering long-term risk-adjusted performance to help participants meet their goals. Review our list of investments.
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A One Choice Blend+ Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each target-date One Choice Blend+ Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and short-term investments. The portfolios reach their most conservative allocation approximately five years after the target date.
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This information is for educational purposes only and is not intended as investment advice.
Fees are subject to change.
1The American Century Retirement Date Collective Investment Trust consists of a series of common or collective trust funds established and maintained by Global Trust Company under a declaration of trust. American Century Investment Management, Inc. is the advisor to the trust. The trust is not registered with or required to file prospectuses or registration statements with the SEC or any other regulatory body, and accordingly, neither is available. The trust is available only to certain qualified retirement plans and governmental plans and is not offered to the general public. Units of the trust are not a bank deposit and not insured or guaranteed by any bank, government entity, the FDIC or any other type of deposit insurance.
GTC is a non-depository trust company with operations in Woburn, Massachusetts. As an independent fiduciary and fund sponsor, GTC maintains the fund and oversees all compliance related functions for the fund including trade monitoring, pricing, performance, annual reporting and investor eligibility.