One Choice Target Date Portfolios. Designed for Participants. Aligned with Plan Sponsors.

A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.

Each One Choice Target Date Portfolio seeks the highest total return consistent with its asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and money market instruments.

As of 12/1/2013. Allocations subject to change.

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Money Market Fund: An investment in the fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund.

This table indicates the underlying funds currently being used within each asset class and the target allocations for each individual underlying fund. We do not intend to make frequent tactical adjustments to the target asset mix or trade actively among underlying funds, other than the annual adjustments described in the fund's prospectus. However, we reserve the right to modify the target allocations and underlying fund weightings and substitute other underlying funds should circumstances warrant a change. Underlying funds are Institutional Class other than Premium Money Market (Investor Class).

The performance of the portfolios is dependent on the performance of their underlying American Century Investments' funds and will assume the risks associated with these funds. The risks will vary according to each portfolio's asset allocation, and a fund with a later target date is expected to be more volatile than one with an earlier target date.
Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.