Share Classes

Investor Class

Shares made available to investors directly without sales charges or commissions but may be subject to account or transaction fees if purchased through a broker/dealer.

Institutional Class

Shares made available for purchase by endowments, foundations, large employer-sponsored retirement plans and other institutions such as bank and insurance companies.

A Class

Shares made available for purchase through banks, broker/dealers, insurance companies and other financial intermediaries that carry an initial sales charge paid by the investor. The sales charge decreases with the size of the purchase, and may be reduced or eliminated in certain situations. View sales charges for a full description of the breakpoints, reductions and waivers that may be available.

C Class

Shares made available for purchase through banks, broker/dealers, insurance companies and other financial intermediaries that carry a sales charge when redeemed within one year of purchase but no initial sales charge. View sales charges for a full description of the waivers that may be available. C Class shares have higher ongoing expenses than A Class shares.

R Class

R Class shares are sold primarily through employer-sponsored retirement plans and through institutions such as investment advisors, banks, broker-dealers, and insurance companies. R Class shares are subject to a 0.50% annual Rule 12b-1 service and distribution fee.

R6 Class

R6 Class shares are generally available only through employer-sponsored retirement plans where a financial intermediary provides retirement recordkeeping services to plan participants. R6 Class shares do not carry sales charges, commissions or ongoing distribution and service (12b-1) fees, and American Century does not pay any service, distribution or administrative fees to financial intermediaries for R6 Class shares.

Advisor Class

Shares made available for purchase through banks, broker/dealers, insurance companies and financial intermediaries and carry ongoing 12b-1 fees but no initial sales charge.

The products referred to in this website are offered and sold only to persons residing in the United States.