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Your Goal: Retirement

How do you get there?

Whether you're a new or experienced investor, saving for retirement can spark many questions.

Questions
Do I have enough time to research and
watch my investments?
Questions
Where do I put my money?
Questions
How do I manage risk and return?

EXPLORE HOW A TARGET-DATE FUND CAN HELP

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You May Find Your Answers With a Target-Date Fund

What is a target-date fund?

A target-date fund is a single mutual fund that is broadly diversified across a mix of stock, bond and money market investments. The "target date" represents the approximate date you expect to retire or start using your money.

Scroll down to learn more about a target-date fund — and how it could help you.

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Help Starts Now

With a target-date fund, you won't have to do it all by yourself.

Benefits of a Target-Date Fund

  • Broad diversification
  • Professionally managed
  • Adjusts over time
Cash
Target-Date Fund

Broad Diversification

A target-date fund spreads your money across many types of investments. This helps your investment weather the ups and downs of the market.

Professionally Managed

Working together for the same goals -- yours.

Experienced investment professionals monitor and adjust the mix of investments over time.

Adjusts Over Time

Balancing risk and return

  • Aim toward growth in early years
  • Help preserve savings as retirement nears
Stocks

Can Help Grow Your Investments.

How can stocks help?
Stocks can help grow investments over time, but they are also riskier than bonds or cash.

Bonds
Help Balance Market Ups and Downs
How can bonds help?
Bonds generally have been less volatile than stocks, but returns may not be as high as stocks over the long term.

Money Markets

Can Help Preserve Your Savings

How can money markets help?

Money markets offer lower risk and less return, helping preserve your savings.

Risk Level:

Low Risk
 
High Risk
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Professionally Managed Professionally Managed Professionally Managed Professionally Managed Professionally Managed Professionally Managed Professionally Managed Professionally Managed

The Path to Your Target Date

Your investment team automatically adjusts the mix of the fund investment over time as you approach retirement. This automatic adjustment to prepare your savings for retirement is known as a "glide path."

Adjusts Over Time

Balancing risk and return

  • Aim toward growth in early years
  • Help preserve savings as retirement nears

Professionally Managed

Working together for the same goals -- yours.

Experienced investment professionals monitor and adjust the mix of investments over time.

Broad Diversification

A target-date fund spreads your money across many types of investments. This helps your investment weather the ups and downs of the market.

Funnel
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