Contact Sponsor

Understanding the Glide Path

Every target-date fund has a glide path, which shows how the investment manager shifts the asset allocation from more stocks in the early years to more bonds and money markets as retirement gets closer.

Diversification does not assure a profit nor does it protect against loss of principal.

/ipro/funds/fund_facts_json 782,788,499,955,484,954,456,953,409,956
Growth
Balance
Stability
Growth
Balance
Stability
Growth
Balance
Stability
Click and drag
Stock Funds
Bond Funds
Money Market

Drag to learn how a glide path adjusts to your investing horizon.

Since younger investors have more time to weather the market’s ups and downs, portfolios with longer time horizons have more aggressive investment mixes with larger stock allocations.

Historically, stocks have provided more long-term growth opportunities than bonds or money markets.

As you move closer to retirement, it becomes more important to balance the market’s ups and downs to preserve savings.

That’s why investment managers adjust the investment mix to become more conservative by decreasing stocks and increasing bonds and money markets.

Preserving your savings becomes increasingly important as you near retirement.

Your portfolio will continue to become more conservative as you get closer to retirement.