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These retail-approved podcasts cover a range of personal finance topics, investment education, and important subjects like Social Security and Medicare. Feel free to share these with your clients for information and insights that may help both of you manage their financial plan.
Learn about HSAs, their features and benefits and how they work.
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The global pandemic has rattled markets so learn how key factors come together in this scenario.
Learn the ins and outs of traditional Individual Retirement Accounts (IRAs).
Understand the features of Roth IRAs and how they compare and contrast to traditional IRAs.
Building and maintaining a financial plan can help you navigate decisions during important life events.
Even the best-laid plans can hit bumps sometimes so it’s important to prepare for the unexpected.
The risk of falling victim to swindles and scams is only growing so learn how you can protect yourself.
A comprehensive estate plan should consider what happens in the event of both death and disability.
There are important steps you should follow when creating an estate plan.
Creating a financial plan when you have a special needs child can be challenging, here are a few things to consider.
Where to go if you don’t know where to start to create a financial plan for special-needs children.
It takes an idea of the timing, the amount and the plan to know when to retire.
No matter where you are in your career or how much money you have saved, if you haven’t started financial planning, the time to start is now..
Regardless of how much you make, budgeting is the only way to take control of your money and it’s the only way to be in control of your own choices.
Whether you use an app or track your expenses manually, having a budget will help you stay on the path to reach your financial goals.
There are two main vehicles for saving for education expenses, a 529 account and Uniform Gift to Minors or Transfer to Minors accounts.
A financial plan provides an opportunity to evaluate your financial status and determine a path to move forward.
Shifting from accumulating assets to receiving income is an important part of your retirement strategy.
Environmental, Social and Governance (ESG) factors are increasingly important investment considerations.
Learn the basics of Exchange-Traded Funds (ETFs) which are pooled investments.
Learn things to consider when investing in ETFs.
“Risk” takes many forms, and it’s important to weigh them all in allocating assets.
What are target date funds and how should you compare them.
Growth funds are included in most asset allocations and you should know what they are and how to compare them.
Value investing is a strategy where investors actively look to add stocks they believe have been undervalued by the market, and/or trade for less than their intrinsic value.
If you are planning to invest in emerging markets you should know what they are.
Spousal benefits are important considerations in Social Security.
Learn how the earnings test may affect your Social Security benefits.
Understand the “surviving spouse” benefits provided by Social Security.
Government Pension Offset (GPO) and Windfall Elimination Program (GPO) that may affect individuals receiving municipal pensions and social security benefits.
Deciding when to claim Social Security income is often the most important decision seniors will make.
Learn the basics of Medicare, the primary health insurance for most older Americans.
Medicare Advantage Plans are private plans available under Medicare.
Learn about the optional prescription drug coverage under Medicare, known as Part D.
Supplemental Plans are optional and offered by private insurers for outstanding costs not covered by Medicare.
The Medicare annual enrollment period is important because plans can from one year to the next.
To learn more about resources to help your practice, contact your American Century Investments representative at 800-345-6488.
IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.
This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.
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Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.
This material has been prepared for educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.