Target Date Portfolios

Target Date Portfolios

Expanded Choice to Suit Different Plan Needs


Selecting the right Qualified Default Investment Alternative (QDIA) option can be a complex process. It depends on a variety of factors:

  • Plan sponsor goals and objectives
  • Participant demographics
  • Risk appetite

We recognize that a single target-date solution cannot meet the needs of all plans, so we now bring you multiple options that feature variations in vehicle, glide path shape, and underlying investments.



TIME-TESTED GLIDE PATH PHILOSOPHY

Features risk-aware glide path options that seek greater wealth accumulation over a full market cycle   

ACTIVE ALPHA POTENTIAL

Incorporates active management to seek to mitigate risk and enhance returns

OPTIONS VARIED FOR PLAN NEEDS

Allows selection based on plan-specific demographic and risk criteria



Choice of Investment Vehicle

Mutual Funds

Fund-of-fund portfolios designed to meet varying plan needs.
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One Choice® Target Date Portfolios

Distinctive, flatter glide path designed to balance multiple risks


One Choice® Blend+ Portfolios

Risk-aware glide path calibrated for a more growth-oriented demographic

Commingled Investment Trusts

Multi-asset portfolios available exclusively through employer-sponsored retirement plans.




Commingled Investment Trusts are available only to certain institutional accounts. For additional information, please contact your American Century Retirement Specialist at 1-800-345-6488.


Featured Insights

What's the "Plus" in One Choice® Blend+ Portfolios?

The addition of One Choice® Blend+ to the American Century Investments® family of target-date solutions expands our qualified default investment alternatives (QDIA) options to meet the needs of a wider range of retirement plans and participants.

The Transition Risk Zone: Where Retirement Perception and Reality Diverge

It's important for plan sponsors to recognize that participant retirement planning is different than participant retirement reality.

An ERISA Attorney's View on TDF Selection Using Target-Date Blueprint

Top ERISA attorney Brad Campbell offers his thoughts about how Target-Date Blueprint can help you implement and document DOL guidance on TDF selection.

Choose the Right Target-Date Solution for Each Plan

Focus on the options that align with a plan’s profile and preferences.

A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.

Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and cash equivalents.

A One Choice Blend+ Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.

Each target-date One Choice Blend+ Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and short-term investments. The portfolios reach their most conservative allocation approximately five years after the target date.

This information is for educational purposes only and is not intended as investment or tax advice.

Diversification does not assure a profit nor does it protect against loss of principal.

Fees are subject to change.