Target-Date Solutions

The Path You Choose Makes All the Difference

Glide Path Focused on Retirement Outcomes

Our target-date solutions seek to provide the greatest opportunity for more participants to reach their retirement goals with:

  • A glide path designed for multiple risks and market environments
  • A mix of investments that focuses on providing greater wealth accumulation from a smoother ride through erratic markets
  • Potential for reduced volatility near retirement, when the greatest wealth is at risk

Target-Date Solutions

Winding road.

Mutual Funds

Fund-of-fund portfolios designed for retirement investing for individuals and employer-sponsored retirement plans.

One Choice® Target-Date Portfolios

Commingled Investment Trusts*

Commingled Investment Trusts

Multi-asset portfolios available exclusively through employer-sponsored retirement plans.

American Century® Retirement Date Trust

American Century® Retirement Date Hybrid Strategy

American Century® Retirement Readiness Strategy

Commingled Investment Trusts are available only to certain institutional accounts. For additional information, please contact your American Century Retirement Specialist at 1-800-345-6488.

Featured Insights

New: 3 Steps to a Prudent TDF Selection Process

Target-Date Blueprint narrows the universe to focus only on those TDFs that align with a plan’s profile and preferences.

Start Here

The Making of a Glide Path

Learn more about the impact of design decisions on retirement outcomes.

A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.

Each target-date One Choice Target Date Portfolio seeks the highest total return consistent with American Century Investments' proprietary asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and cash equivalents.

This information is for educational purposes only and is not intended as investment or tax advice.

Diversification does not assure a profit nor does it protect against loss of principal.

Fees are subject to change.