Learn the Three Key Factors that Differentiate Target-Date Funds
Rich Weiss, Sr. Vice President, Sr. Portfolio Manager, discusses the importance of:
- Risk-aware glide path design
- Effective diversification
- Active management
- Target Date Funds for Investment Professionals
- Target Date Funds for Retail Investors
- Importance of Sequence of Returns (log-in required)
A One Choice Target Date Portfolio's target date is the approximate year when investors plan to start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date.
Each One Choice Target Date Portfolio seeks the highest total return consistent with its asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio's allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and money market instruments.
You should consider the fund's investment objectives, risks, charges and expenses carefully before you invest. Each fund's prospectus or summary prospectus, which can be obtained by visiting americancentury.com, contains this and other information about the fund, and should be read carefully before investing. Investments are subject to market risk.
American Century Investment Services, Inc., Distributor